Individual Health Insurance
Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments.
Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own.
For an instant online health insurance quote for you or your family, please contact us.
For more detailed information visit our Frequently Asked Questions about health insurance.
Group Health Insurance
We provide insurance to members of a formal group such as employees of a firm or members of an association. Group insurance is distinguished from individual insurance in which single policies are sold to one person at a time and from social insurance (e.g., unemployment insurance, social security), which is sponsored by the government.
Because every group is different, we take the time to find the right plan for your group.
To find out more information, or just check out the rates for group health insurance, please contact us.
Life Insurance is the foundation of financial security for you and your family. It protects your financial resources against the uncertainties of life so you can safeguard your family's future.
For a free no obligation quote, please contact us.
For more detailed information visit our Frequently Asked Questions about Life Insurance.
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Finally a dental plan to meet your needs!
Becoming disabled through an injury or sickness can mean a significant loss of income. Disability insurance is a form of health insurance that provides a person who becomes disabled with income to cover living expenses that continue in spite of the disability.
People are justifiably concerned about automobile crashes, home fires and deaths in the family, but statistics indicate that the odds of being disabled are much greater. On the average each year 1 out of every 8 people suffer a serious disability.
To find out more information, please contact us and one of our friendly agents will contact you.